# Transfer

{% hint style="info" %}
For transfer transactions, **only the outgoing transaction** (from the source account) will appear in your transaction list. This simplifies the tracking process, while the receiving account will automatically reflect the updated balance without listing it as a separate transaction.
{% endhint %}

A **Transfer** transaction records the movement of money between your accounts, such as transferring funds from a checking account to a savings account or paying off a credit card.

* **From**: Select the account from which the funds are being transferred (e.g., checking account).
* **To**: Select the account that will receive the transferred funds (e.g., savings account or credit card).

Since transfers involve moving money between your own accounts, there is no need to assign a payee. This transaction type is particularly useful for actions like paying off a credit card balance or shifting funds between accounts for budgeting purposes.

{% hint style="warning" %}
Transfer transactions **do not impact your budget allocations**, as they simply move money between your own accounts. The income should have already been allocated to your budget categories when it was initially entered, so transfers only affect your account balances, not your budget distribution.
{% endhint %}

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