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Basic details

Available onAndroidiOSWeb

Every account has an Account details screen where you see its balance, add transactions, check how it's trending and manage its settings. Open it by tapping an account in the Accounts tab.

What the screen offers depends on the account type. For example, credit cards and loans get an Add payment action, and off-budget accounts can only have their balance adjusted.

Top bar icons​

  • Pin: keeps the account at the top of your account list and the account picker.
  • Eye: hides the account's balance (it shows as hidden amounts), handy for privacy or for not being tempted by your savings. Tap it again to show the balance.
  • Star (checking, savings and credit card accounts): makes this your default account, so it's selected automatically when you add a transaction. Tap again to turn it off.

When you scroll down, the pin and eye icons switch to shortcuts for New transaction and BudgetChat.

Quick actions​

Below the balance you'll find the actions available for the account type:

  • New income: record money coming into the account, such as your salary.
  • New transaction: record an expense paid from the account.
  • New transfer: move money between two of your accounts.
  • Adjust balance: correct the balance so it matches your bank (see below).
  • Add payment (credit cards and loans): pay the card or loan, using the money set aside in its linked category.
  • Transaction management: reorder, reconcile and organize the account's transactions.

Adjust balance​

Use Adjust balance when the app's balance doesn't match your bank. Enter the real balance and the date, and the app records the difference as a balance adjustment.

  • Auto-allocate funds (shown when the account has a linked category): automatically allocates the adjusted amount to the linked category.
  • Reconcile all past transactions (Pro): marks every existing transaction in the account as reconciled in the same step. Any uncleared transactions are cleared and reconciled too, which may change your final balance; the app warns you when that applies. It's a quick way to catch up after an import or start fresh with clean data.

The account menu​

Tap the three-dot menu in the top-right corner for more options. Some only appear for certain account types.

  • Edit: change the account's name, icon and color.
  • Credits & refunds: record money given back to the account, such as a refund.
  • Currency: set a currency for this account if it differs from your budget's.
  • Account X-Ray: find discrepancies between the app's balance and your bank's.
  • Transaction management: reorder, reconcile and organize your transactions.
  • Debt calculator (credit cards and loans): open the debt calculator for this card or loan.
  • Account type: switch between Checking, Savings, Investment and Cash on hand.
  • Show daily closing balance: in the transaction list, show each day's closing balance instead of the total of that day's transactions.
  • Import transactions: import a bank file into this account. See OFX, QIF and OFC and CSV.
  • Export recent transactions: export the account's recent transactions.
  • Delete: only available while the account has no transactions.
  • Archive: hide an account you no longer use but want to keep for history. To finish archiving, the balance must be zero; the app asks you to adjust it first.

Further down the screen​

  • Linked category (savings, investment, credit card and loan accounts): link a category to auto-allocate funds and track goal progress.
  • Notes: keep notes about the account.
  • Reminders: add reminders related to the account, such as an upcoming payment.
  • Spending alert or Balance alert: get warned when spending or the balance crosses a limit. See Alerts.
  • Spending insights and Recent spending charts. See Recent spending.
  • Running balance: a line chart of how the account's balance has changed month by month (Pro). On the Free plan the chart shows sample data; tap it to see the Pro options.
  • Balance projection and Upcoming transactions. See Balance projection.
  • Recent transactions, with a search icon to search only this account's transactions.
tip

If an account has uncleared transactions, the screen also shows Uncleared and Uncleared + cleared amounts. See Uncleared balance.