Uncleared balance

If you have an uncleared income transaction, the pending allocation amount won’t be calculated until you clear that transaction. Make sure to clear it to see the funds reflected in your budget!

Sometimes, transactions may be pending or not yet fully processed by your bank, leading to what's called "uncleared" transactions. The app provides a helpful breakdown for these transactions within your account view, ensuring you stay on top of your true available balance.

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• Uncleared Transactions: These are payments or transfers that haven’t been finalized yet. They might be checks you’ve written, debit card purchases that are pending, or any transaction waiting for bank confirmation.

  • Example: If you’ve just made a purchase, the transaction may appear as uncleared until the merchant processes it.

• Uncleared + Cleared Balance: The app shows both your uncleared transactions and your total balance that includes both cleared and uncleared funds. This helps you get a more accurate picture of what’s actually available for spending.

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Why It Matters:

Keeping track of uncleared transactions is essential for ensuring you don’t overspend. Even though these amounts might not immediately affect your account balance, they are still committed funds.

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Pro Tip:

Always check the Uncleared amount to avoid any surprises—like accidentally spending money that’s already on its way out!

With our app you'll always be clear on what part of your balance is truly available and what is pending.

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