# Uncleared balance

{% hint style="danger" %}
If you have an uncleared income transaction, the pending allocation amount won’t be calculated until you clear that transaction. Make sure to clear it to see the funds reflected in your budget!
{% endhint %}

Sometimes, transactions may be pending or not yet fully processed by your bank, leading to what's called "uncleared" transactions. The  app provides a helpful breakdown for these transactions within your account view, ensuring you stay on top of your true available balance.

***

* **Uncleared Transactions**: These are payments or transfers that haven’t been finalized yet. They might be checks you’ve written, debit card purchases that are pending, or any transaction waiting for bank confirmation.
  * *Example*: If you’ve just made a purchase, the transaction may appear as **uncleared** until the merchant processes it.
* **Uncleared + Cleared Balance**: The app shows both your **uncleared** transactions and your total balance that includes both cleared and uncleared funds. This helps you get a more accurate picture of what’s actually available for spending.

***

**Why It Matters:**

Keeping track of uncleared transactions is essential for ensuring you don’t overspend. Even though these amounts might not immediately affect your account balance, they are still committed funds.

***

**Pro Tip:**

Always check the **Uncleared** amount to avoid any surprises—like accidentally spending money that’s already on its way out!

With our app you'll always be clear on what part of your balance is truly available and what is pending.

***

<div><figure><img src="/files/JaGneTv8xLMuWd2jNnLc" alt=""><figcaption></figcaption></figure> <figure><img src="/files/ZgAUTzXKhWHNvdrp5Mzs" alt=""><figcaption></figcaption></figure> <figure><img src="/files/IR66Nxn1OpuHvMQEOEnq" alt=""><figcaption></figcaption></figure></div>


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://www.beyondbudgetapp.com/accounts/uncleared-balance.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.