Uncleared balance
Some transactions haven't gone through your bank yet: a card payment that's still pending, a cheque that hasn't been cashed, a transfer on its way. You can record these as uncleared. Uncleared amounts are kept apart from your account balance until you clear them, so you always know what's really in the account and what's still on its way.
An uncleared income transaction isn't part of your account balance yet. In Zero-Based Budgeting, that means it isn't added to Ready to allocate until you clear it. Clear it once the money arrives to see it in your budget.
How uncleared transactions show
- In the transaction list, an uncleared transaction has a small clock icon next to its name. The same icon appears next to an account in your account list while it has uncleared transactions.
- When an account has uncleared transactions, its Account details screen shows two extra lines under the balance:
- Uncleared: the total of the account's uncleared transactions.
- Uncleared + cleared: your balance including the uncleared amounts, which is what the account will hold once everything goes through.
Tap the help icon next to Uncleared for a quick reminder inside the app.
Clear a transaction
- Open the transaction.
- Tick Cleared.
The amount moves from Uncleared into the account balance. You can also set Cleared while adding a transaction, or update several at once with a bulk update.
To find what's still pending, use the transaction search filters and pick Uncleared.
When you use Adjust balance with Reconcile all past transactions, any uncleared transactions in the account are cleared and reconciled too, which may change your final balance. The app warns you before it happens. See Basic details.
Why it matters
Uncleared amounts are money you've already committed, even if the bank hasn't taken it yet. Glance at Uncleared before spending so you don't count on money that's already on its way out, and compare Uncleared + cleared with your bank's available balance when something doesn't add up.