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Where have I spent the most over time?

Available onAndroidiOSWeb

Where have I spent the most over time? shows your spending month by month over a period you choose, broken down by category or another grouping. It helps you see which areas consistently take the biggest share and whether they're trending up or down.

To open it, go to Insights and tap Where have I spent the most over time? under Financial overview. The screen is titled Spending over time.

Choose what to look at​

  • Period: This month, Last month, Last 30 days, This year, Last year, Last 3 months, Last 6 months, Last 12 months or Last 24 months.
    • Exclude current month: leave the month in progress out, so a half-finished month doesn't pull your averages down.
  • Group spending by: Categories, Accounts, Tags, Payees, Category groups, Category natures, Sentiments or Colors.

A summary line under the options tells you which months are shown and the total spent.

Read the charts​

Each category (or account, tag, and so on) gets its own card with:

  • the total spent in the period and its share of all spending
  • a bar for each month
  • a dashed line for its Average spending
  • a Trend arrow showing whether spending is going up, down or staying flat

Tap a card to see the transactions behind it. Tap a month's bar to see that month's total and how it compares with the average (Above average or Below average, and the Difference from average).

When you group by category, Set as target turns the category's average spending into a monthly target. If the category already has a target, you can choose Replace current or Edit manually.

info

When you group by tags, a transaction with several tags counts towards each of them, so the percentages can add up to more than 100%.

More options​

Tap the ⋮ menu in the top bar for:

  • Show Y-Axis: show the amount scale on the charts.
  • All months in average: include months with zero spending when calculating averages.
  • View transactions: list every spending transaction in the period.

Use the search button to find a specific category, and the bookmark button to bookmark the report.

Free and Pro​

On the Free plan you can use the This month and Last 3 months periods, and group by categories, accounts, tags, payees and category groups. Longer periods and grouping by Category natures, Sentiments or Colors are part of Pro.