# Projections

{% hint style="warning" %}
The Projections feature is especially useful for **Zero-Based Budgeting**, where your income is derived directly from your bank balances rather than preset categories. This ensures you allocate only the money you actually have on hand, making it easier to plan for your monthly targets!
{% endhint %}

The **Projections** feature is a powerful tool that helps you forecast whether your expected income for the month will be sufficient to cover all your financial targets.

**How It Works:**

1. **Projection Setup:**
   * Enter your **Projected Income** for the upcoming month.
   * Choose your **Projection Type**, which can be based on the full target amounts or the amount left.
   * Decide if you want to include **snoozed targets** in your projections.
2. **Projection Results:**
   * The app calculates the **Projected Expenses** from all your targets, including day-to-day expenses, savings goals, and debt repayments.
   * You’ll be able to see your **Projected Balance**, which shows whether you’ll have a surplus or deficit based on your entered income.
3. **Target Breakdown:**
   * The feature provides a detailed breakdown of your ongoing targets, you can also click on the top right option to create a target without leaving the screen.

***

**Why It’s Useful:**

By using projections, you can:

* Ensure that your expected income will meet your needs for the month.
* Identify potential shortfalls in your budget ahead of time.
* Adjust your targets or find ways to increase income to avoid falling short.

With Projections, you'll gain a clear view of your financial landscape for the month, helping you stay in control and make smarter financial decisions!

***

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