Where does my money go?
Where does my money go? shows how much you've spent in each part of your budget this month, so you can spot the areas that take the biggest share.
To open it, go to Insights and tap Where does my money go? under Financial overview. The report covers the month selected in your budget, shown under the title.
What you'll see
The total Spent amount for the month is shown at the top, followed by three breakdowns:
- Category natures: your spending grouped by Essential, Discretionary, Savings, Occasional Expenses, Work, Debt Repayment, and Uncategorized for categories without a nature. Tap a nature to see the categories in it.
- All categories: every category with the amount spent and its share of the total, largest first. Tap a category to open its details.
- All groups: your category groups. Tap a group to see its categories.
Income categories aren't included.
Credit card payments don't count as spending here. A credit card payment only settles purchases that were already counted in the categories you bought them from, so including it would count that spending twice.
Category natures
Below the category natures list you'll find:
- Edit category natures: choose the nature of each category. This is a Pro feature; on the Free plan it shows a lock icon.
- Spending insights: opens Where have I spent the most over time? grouped by category nature.
Options
Tap the ⋮ menu in the top bar for:
- Group expenses by parent category: show parent categories with the total of all their subcategories, instead of listing each subcategory separately.
Use the bookmark button in the top bar to bookmark this report.
Comparing this report with Where is my money allocated? shows whether your actual spending follows the plan you set.