Income

An Income transaction records money coming into your accounts. For this type of transaction, you'll need to focus on one key detail that is unique to income:

• To: Select the account that is receiving the income (e.g., checking account, savings account).

There is no need to assign a category or specify a "From" account for income transactions. By accurately recording where your income is deposited, you ensure your budget reflects the growth of your available funds.

When using a zero-based budget, income transactions will trigger a warning in the Budget Health Check if the newly received funds are not allocated. This prompt is a helpful reminder to assign every dollar a job, ensuring that all incoming money is allocated to your budget categories, so you stay on top of your financial goals and maintain a balanced budget.

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