Key features
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Welcome to Beyond Budget: Your Path to Financial Mastery
Beyond Budget is your comprehensive tool for managing your finances, setting and achieving goals, and gaining control over your money. Whether you’re just starting with budgeting or you’re a seasoned planner, our app offers the flexibility, insights, and tools to help you succeed.
The app is packed with features designed to help you stay on top of your financial goals. Here’s what you can look forward to:
Budgeting Types: Choose between Classic and Zero-Based Budgeting to match your personal style.
Financial Targets: Set and track your savings, spending, and debt repayment goals.
Debt Management: Create and follow debt repayment plans, ensuring you stay on track to become debt-free.
Smart Suggestions: Use AI-powered insights to help optimize your financial decisions as you grow with the app.
SMS & Notification Importer: Automatically import transaction data from SMS messages and notifications from your bank. This feature makes it easy to keep your budget up to date without manual entry.
AI Receipt Scanner: Snap a photo of your receipts and let Beyond Budget’s AI instantly capture and categorize the expenses for you, saving you time and reducing the hassle of tracking paper receipts.
Customizable Categories: Personalize your budgeting categories to match your specific financial needs.
Budget Health Check: Get real-time insights into your budget’s health and receive actionable recommendations to stay on track.
Sentiment Analysis: Rate transactions with a thumbs up or down to track your spending patterns and receive smart suggestions.
Forecasting Tools: Predict your future financial status based on current trends and spending habits.
Credit Card Management: Track and manage credit card spending, set payment strategies, and avoid overspending.
Debt Calculator: Find the most efficient way to pay down your debt, including interest calculations and payment timelines.
And many more! Beyond Budget constantly evolves to bring you the best tools for your financial journey.
Beyond Budget is more than just a budgeting app—it’s your financial companion. With customizable features, smart suggestions, and real-time insights, the app adapts to your unique financial situation and helps you make the most of every dollar. Whether you want to save for a dream vacation, pay off debt, or simply keep track of your day-to-day spending, Beyond Budget has everything you need to succeed.
Ready to get up and running? Here’s how you can start managing your money effectively in no time:
Choose Your Budgeting Type: Select either Classic or Zero-Based Budgeting to begin managing your finances in a way that suits you.
Add Your First Account: Set up your accounts, including credit cards, savings, and checking accounts, to start tracking your income and expenses.
Set Your First Target: Establish your first financial goal, whether it’s saving for an emergency fund or paying off debt.
Income Tracking: Record your income as it comes in, either through manual entry or by syncing with your bank accounts.
Allocation: Distribute your income across your various financial goals (targets) and expense categories. Make sure every dollar has a job to avoid overspending.
Spending & Tracking: Track your spending in real-time as expenses are deducted from their respective categories. Stay within your allocations to maintain financial control.
Review & Adjust: Regularly review your progress. Use tools like Projections to forecast whether your income covers all your targets and make adjustments if necessary.
End of Cycle: As the month (or budget cycle) ends, review your success. Any leftover funds can be rolled over, reallocated, or saved depending on your strategy.
This straightforward process helps you stay on top of your finances while working toward your personal goals, ensuring long-term financial stability!
Ready to take control of your financial future? Let’s get started! Explore the manual and discover how Beyond Budget can transform the way you manage money.
